Cypress TX Homes and Real Estate

Search for your dream home

What Are Points, Anyway?

What Are Points, Anyway? There are two types of points. Discount points are prepaid interest on your mortgage loan—you’re basically paying finance charges in advance. Discount Points are used to "buy" your interest rate lower. This is known as a rate "buydown." A general rule of thumb is that one full Discount Point will lower your fixed interest rate .250 percent or your adjustable rate .375 percent. Lenders regard this type of points as covering their cost for offering a lower interest rate over the length of the loan. The more points you pay, the lower the interest rate on the loan, and the fewer you pay, the higher the interest rate. Paying discount points is a good idea if you plan…

Testimonials

My realtor was great, she kept me informed on all sales in my area’s. I am glad that I picked her!

-Shirley, Client

Holly and her staff are very professional. As a fellow Realtor, her company stands apart. Always a positive experience dealing with her company.

-George D, Colleague

Holly is a class act! She took excellent care of my wife and I in our home buying experience. We will definitely use her again and again for our future realty needs. She will make you feel like family.

-Mark Mcvey, Client

Highly recommend Holly and her team. She was so patience with me through the entire process of selling my home and then purchasing a new home. She is extremely knowledgeable and makes the experience enjoyable.

-Carla Fendley, Client

Best Realtor there is. She helped me out with every step and even went above and beyond to help me out

-Edward Spitzer, Client

Search for your dream home

Featured Properties

Communities Served

What Are Points, Anyway?

Testimonials