Cypress TX Homes and Real Estate

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Lock In Your Loan

Lock In Your Loan The closest you may ever come to playing the stock market could be when you gamble for a lock-in while buying a home. A lock-in, rate-lock or rate commitment is a lender’s promise to hold a certain interest rate and points for you for a specified period of time. Points are additional charges imposed by the lender that are usually pre-paid by the consumer at settlement but can sometimes be financed by adding them to the loan amount. One point equals one percent of the loan amount. Depending on the lender, you will lock in the interest rate and number of points you agree to pay either at time of application, during processing of the loan, at time of loan approval, or later.…

Testimonials

My realtor was great, she kept me informed on all sales in my area’s. I am glad that I picked her!

-Shirley, Client

I bought and sold this home with Holly and have been extremely well satisfied with both transactions. Everything went smoothly and quickly.

-Joyce, Client

Holly is the only realtor I ve ever had. She s been there during four major life changes job changes to help me sell and buy. I won t use anyone else she s the best

-Will R, Client

A GREAT place to work and wonderful people to work with. Holly is a true angel.

-Dorothy Valencia, Client

Holly and her team were hands-down the reason we were able to secure the home that we did. She negotiated the terms that we needed and many extras that we didn t even know we needed. Go see Holly if you want the best deal in town

-Adriene, Client

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