Cypress TX Homes and Real Estate

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Lock In Your Loan

Lock In Your Loan The closest you may ever come to playing the stock market could be when you gamble for a lock-in while buying a home. A lock-in, rate-lock or rate commitment is a lender’s promise to hold a certain interest rate and points for you for a specified period of time. Points are additional charges imposed by the lender that are usually pre-paid by the consumer at settlement but can sometimes be financed by adding them to the loan amount. One point equals one percent of the loan amount. Depending on the lender, you will lock in the interest rate and number of points you agree to pay either at time of application, during processing of the loan, at time of loan approval, or later.…

Testimonials

My whole family has worked with Holly for many years, she is the best.

-Angela, Client

Holly was great! Not only did she help us find a gem of a property just in time for rates to start rising, but she also helped me get my previous property rented during the slow season. We really enjoyed working with Holly

-David C, Client

Holly was a great help I was in a tough situation with a rental property and eventually I needed to sell it. With Holly's help we were able to get a great offer and recoup our losses. We couldn't have done it without her help

-Dave C, Client

Holly and her team were great! They worked with us every step of the way to sell one home, and purchase another. I highly recommend them if you are looking for a realtor!

-Chase Hayden, Client

Holly and I had our very first virtual close and the process was really enjoyable. Holly was with me the whole way and helped with any questions I had during the process.

-Lana R, Client

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